<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <title>Untitled Document</title> <style type="text/css"> body { margin-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; } .black a { color:#000001; text-decoration:none; } p { margin-bottom: 15px; margin-top: 0px; margin-left: 0px; margin-right: 0px; } @media only screen and (max-device-width: 480px) { img[class="hide"], td[class="hide"], table[class="hide"] { display: none !important; } table[class="resize325"] { width:325px !important; } img[class="logo"] { width:301px !important; height:62px !important; } } .update a:link { color: #004F39; text-decoration: none; } .update a:visited { color: #004F39; text-decoration: none; } .update a:hover { text-decoration: underline; color: #004F39; } .update a:active { color: #004F39; text-decoration: none; } .green a:link { color:#005037; text-decoration:none; font-weight:normal; } .green a:visited { color: #005037; text-decoration: none; } .green a:hover { text-decoration: underline; color: #005037; } .green a:active { color: #005037; text-decoration: none; } .white a:link { color:#FFFFFF; text-decoration:none; } .white a:visited { color: #FFFFFF; text-decoration: none; } .white a:hover { text-decoration: underline; color: #FFFFFF; } .white a:active { color: #FFFFFF; text-decoration: none; } </style> <meta name="robots" content="noindex,nofollow"></meta> <meta property="og:title" content="FSU Online: Workers unite here and across the ditch"></meta> </head> <body style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;" > <table width="99%" border="0" align="center" cellpadding="0" cellspacing="0"> <tr> <td><table width="700" border="0" align="center" cellpadding="12" cellspacing="0" class="resize325"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="0%" border="0" cellspacing="0" cellpadding="0" class="hide"> <tr> <td class="black" style="font-family:Arial, Helvetica, sans-serif;font-size:11px;color:#000001;text-align:left;vertical-align:top;" >Insert pre-header text in this area</td> <td style="font-family:Arial, Helvetica, sans-serif;font-size:11px;color:#000001;text-align:left;vertical-align:top;" >&nbsp;&nbsp;|&nbsp;&nbsp;</td> <td style="font-family:Arial, Helvetica, sans-serif;font-size:11px;color:#000001;text-align:left;vertical-align:top;" ><a href="http://email.theorchardagency.com.au/t/r-e-clllktl-l-r/" style="color:#000001;text-decoration:underline;" >View the online version</a></td> </tr> <tr> <td height="7" style="font-size:0px;line-height:0px;" ></td> <td height="7" style="font-size:0px;line-height:0px;" ></td> <td height="7" style="font-size:0px;line-height:0px;" ></td> </tr> </table></td> </tr> <tr> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-j/" target="_blank"><img src="http://i2.createsend1.com/ti/r/19/53C/4EC/110500/images/logo.gif" alt="FSU&#32;Online" width="676" border="0" class="logo" style="display:block;" /></a></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0" class="hide"> <tr> <td><img border="0" src="http://i3.createsend1.com/ti/r/19/53C/4EC/110500/images/1.gif" width="49" height="45" style="display:block;" /></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-t/" target="_blank"><img src="http://i4.createsend1.com/ti/r/19/53C/4EC/110500/images/2.gif" alt="Join" width="73" height="45" border="0" style="display:block;" /></a></td> <td><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/3.gif" width="66" height="45" style="display:block;" /></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-i/" target="_blank"><img src="http://i6.createsend1.com/ti/r/19/53C/4EC/110500/images/4.gif" alt="Rights Centre" width="131" height="45" border="0" style="display:block;" /></a></td> <td><img border="0" src="http://i7.createsend1.com/ti/r/19/53C/4EC/110500/images/5.gif" width="52" height="45" style="display:block;" /></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-d/" target="_blank"><img src="http://i8.createsend1.com/ti/r/19/53C/4EC/110500/images/6.gif" alt="Member Services" width="101" height="45" border="0" style="display:block;" /></a></td> <td><img border="0" src="http://i9.createsend1.com/ti/r/19/53C/4EC/110500/images/7.gif" width="70" height="45" style="display:block;" /></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-h/" target="_blank"><img src="http://i10.createsend1.com/ti/r/19/53C/4EC/110500/images/8.gif" alt="Contact FSU" width="94" height="45" border="0" style="display:block;" /></a></td> <td><img border="0" src="http://i1.createsend1.com/ti/r/19/53C/4EC/110500/images/9.gif" width="40" height="45" style="display:block;" /></td> </tr> </table></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0" class="hide"> <tr> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-k/" target="_blank"><img label="190px x 59px" src="http://i2.createsend1.com/ti/r/19/53C/4EC/110500/images/discount.jpg" alt="Discount&#32;Movies" width="218" border="0" style="display:block;" /></a></td> <td width="12"></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-u/" target="_blank"><img label="173px x 59px" src="http://i3.createsend1.com/ti/r/19/53C/4EC/110500/images/join.jpg" alt="Join&#32;Online" width="197" border="0" style="display:block;" /></a></td> <td width="13"></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-o/" target="_blank"><img label="203px x 59px" src="http://i4.createsend1.com/ti/r/19/53C/4EC/110500/images/insurance.jpg" alt="Insurance&#32;Cover" width="236" border="0" style="display:block;" /></a></td> </tr> </table></td> </tr> <tr> <td><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="20" height="20" class="hide" style="display:block;" /></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0" class="hide"> <tr> <td align="left" valign="top"><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-b/" target="_blank"><img src="http://i6.createsend1.com/ti/r/19/53C/4EC/110500/images/ourjobs.gif" alt="Our Jobs" width="235" height="50" border="0" style="display:block;" /></a></td> <td width="100%" align="right" valign="top" class="update"><span style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:11px;" >Issue No.7 of 2014, Friday 10 October</span><br /> <br /> <span style="font-family:Arial, Helvetica, sans-serif;color:#005037;font-size:13px;font-weight:bold;" ><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-n/" target="_blank" style="color:#004F39;text-decoration:none;" >Update your personal/payment details</a></span></td> </tr> <tr> <td height="27" align="left" valign="top" style="font-size:0px;line-height:0px;" ></td> <td height="27" align="right" valign="top" style="font-size:0px;line-height:0px;" ></td> </tr> </table></td> </tr> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;" > <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="15"></td> <td><ul style="padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;border-bottom-width:1px;border-bottom-style:solid;border-bottom-color:#FFFFFF;margin-top:0;margin-bottom:0;margin-right:0;margin-left:0;list-style-type:none;list-style-position:outside;list-style-image:none;line-height:150%;" > <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_0" style="color:#005037;text-decoration:none;font-weight:normal;" >Your involvement is the key to winning on the issues that matter</a></li> <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_1" style="color:#005037;text-decoration:none;font-weight:normal;" >Secure our jobs and our future at ANZ by signing the petition today</a></li> <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_2" style="color:#005037;text-decoration:none;font-weight:normal;" >Job cuts at Westpac</a></li> <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_3" style="color:#005037;text-decoration:none;font-weight:normal;" >NAB dispute is crystal clear: Fair Work Commission</a></li> <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_4" style="color:#005037;text-decoration:none;font-weight:normal;" >UniSuper bargaining kicks off</a></li> <li style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:16px;font-weight:normal;text-align:left;vertical-align:top;list-style-type:none;line-height:150%;padding-top:0px;padding-bottom:0px;padding-right:0px;padding-left:0px;" ><a href="#toc_item_5" style="color:#005037;text-decoration:none;font-weight:normal;" >Your FSU member benefits have you covered!</a></li> </ul></td> <td width="15"></td> </tr> <tr> <td><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="20" height="20" class="hide" style="display:block;" /></td> <td></td> <td></td> </tr> </table> </td> </tr> <tr> <td height="5" bgcolor="#005037" style="font-size:0px;line-height:0px;" ><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="5" height="5" style="display:block;" /></td> </tr> <tr> <td height="20"></td> </tr> <tr> <td><a name="toc_item_0"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FEE7B3"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >Your involvement is the key to winning on the issues that matter</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>National Secretary&rsquo;s message</strong><br /> <br /> In this edition of FSU Online you will see there is a lot of member activity across the sector as finance workers campaign together to improve working lives.<br /> <br /> Just yesterday we met with Westpac management and a HFM union representative after a number of HFM&rsquo;s contacted the union with concerns about their new scorecard and incentive scheme. Due to the responses of FSU members the bank is looking at extending the consultation period on these issues.<br /> <br /> This is a stark example of the power of finance workers acting together and speaking up about concerns. Westpac HFM&rsquo;s should keep an eye on their inbox for further details early next week.<br /> <br /> Now is the time to speak up about targets and performance appraisals. I encourage members to call on the union if you don&rsquo;t agree with your appraisal for last year, if you don&rsquo;t agree with your targets for the coming year, or if you want to know about your rights at work.<br /> <br /> Our Member Rights Centre operates between 8am and 6pm Monday to Friday and you can call us on 1300 366 378.<br /> <br /> Change is possible, if we speak up and stand together.<br /> <br /> In unity,<br /> <br /> Fiona Jordan<br /> FSU National Secretary</p> </td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"><img label="Thumbnail 160px x 160px" border="0" src="http://i1.createsend1.com/ei/r/39/A53/BF1/csimport/fiona_jordan_FSU_online.125124.jpg" width="160" class="hide" height="171" style="display:block;" /></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table><a name="toc_item_1"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >Secure our jobs and our future at ANZ by signing the petition today</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>2000 and rising. That&rsquo;s how many signatures there are so far on the FSU <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-p/" style="color:#005037;text-decoration:none;font-weight:normal;" >petition</a> to ANZ - in just a few days. And there&rsquo;s time for you to sign too.</strong><br /> <br /> The <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-x/" style="color:#005037;text-decoration:none;font-weight:normal;" >petition</a> calls on ANZ to stop the claw back of rights that has been proposed at the bargaining table and to deliver on the key areas of pay, workloads, targets and relief, as well as allowing staff to access the independent umpire the Fair Work Commission.<br /> <br /> <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-m/" style="color:#005037;text-decoration:none;font-weight:normal;" >Sign the petition online.</a><br /> <br /> Once you&rsquo;ve signed, ask your <a href="http://fsu.forwardtomyfriend.com/r-l-2AD73FFF-clllktl-l-ji" style="color:#005037;text-decoration:none;font-weight:normal;" >workmates to sign the petition</a> too.<br /> <br /> You can also keep up to date with news from the negotiations by following these two member blogs:</p> <ul> <li> <strong><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-c/" style="color:#005037;text-decoration:none;font-weight:normal;" >Hello Dolly! </a></strong></li> <li> <strong><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-q/" style="color:#005037;text-decoration:none;font-weight:normal;" >Dave's Deliberations</a></strong></li> </ul> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <br /> <strong>Related: </strong><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-a/" style="color:#005037;text-decoration:none;font-weight:normal;" >FSU stands in solidarity with striking ANZ workers in NZ</a></p> </td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-f/" target="_blank"><img label="Thumbnail 160px x 160px" border="0" src="http://i2.createsend1.com/ei/r/39/A53/BF1/csimport/woman_signing_petition.104343.JPG" width="160" class="hide" height="160" style="display:block;" /></a></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table><a name="toc_item_2"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >Job cuts at Westpac</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > FSU members are calling on Westpac to come clean about all planned changes to Customer Contact Centres (CCC) in the wake of news that the bank proposes to close the CCC&rsquo;s in WA and Queensland and amid rumours that further changes are on the cards.<br /> <br /> The proposed closures mean 231 jobs are on the line.</p> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > FSU members are strongly encouraged to provide feedback during the 14 day consultation period so the bank has a clear picture of how this proposed change will impact on employees.</p> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>Related media:</strong><br /> <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-e/" style="color:#005037;text-decoration:none;font-weight:normal;" >Westpac to close call centre in Brisbane&rsquo;s Cannon Hill and WA, affecting 231 jobs and sparking Finance Sector Union anger</a><br /> <span style="font-size:11px;" ><em><strong>Courier Mail, 1st October</strong></em></span></p> <table width="0%" border="0" cellspacing="0" cellpadding="0"> <tr> <td height="10" style="font-size:0px;line-height:0px;" ></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="5"> <tr> <td align="center" valign="middle" bgcolor="#4D8E78" class="white" style="font-family:Arial, Helvetica, sans-serif;color:#FFFFFF;font-size:14px;text-align:center;vertical-align:middle;font-weight:bold;" ><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-s/" style="font-weight:normal;color:#FFFFFF;text-decoration:none;" >Read more</a></td> </tr> </table></td> </tr> </table></td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table><a name="toc_item_3"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >NAB dispute is crystal clear: Fair Work Commission</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>NAB call centre reps appeared this week at the Fair Work Commission in Melbourne to work through the unpaid overtime and performance objectives concerns raised by members.</strong><br /> <br /> Fair Work said the issues are crystal clear and that NAB must give consideration to the start times, finish times and follow up time - and respond to FSU Reps within two to three weeks.<br /> <br /> The Commission also said it will &lsquo;check in&rsquo; on progress over the next 3 to 4 weeks and that the reps have the option of seeking further assistance if the matters are not resolved.<br /> <br /> Great work from our fantastic FSU reps!</p> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <em>(Opposite) FSU Reps attend Fair Work Commission in Melbourne. L-R Mayzie Wallen, Lafcadio Zuccarello, Ryan Trahar, Natasha Harris, (insert) Ronin Galloghly</em></p> </td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"><img label="Thumbnail 160px x 160px" border="0" src="http://i3.createsend1.com/ei/r/39/A53/BF1/csimport/nab_reps_fwa.111121.jpg" width="160" class="hide" height="160" style="display:block;" /></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table><a name="toc_item_4"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >UniSuper bargaining kicks off</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > FSU Reps at UniSuper have been very active lately, conducting a survey of members, developing a log of claims and running a member vote on the claim. Their hard work isn&rsquo;t over though; now the FSU member negotiators Sarah, Angela, Dan and Benedict are at the bargaining table with UniSuper management to hammer out a deal. Good luck team!</p> </td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"><img label="Thumbnail 160px x 160px" border="0" src="http://i4.createsend1.com/ei/r/39/A53/BF1/csimport/unisuper_reps.112038.jpg" width="160" class="hide" height="117" style="display:block;" /></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table><a name="toc_item_5"></a><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" class="green" style="color:#005037;font-family:Arial, Helvetica, sans-serif;font-size:18px;font-weight:normal;text-align:left;vertical-align:top;" >Your FSU member benefits have you covered!</td> </tr> <tr> <td height="15"></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%" align="left" valign="top" class="green" style="font-family:Arial, Helvetica, sans-serif;color:#000001;font-size:14px;text-align:left;vertical-align:top;" ><p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>Australia&rsquo;s largest not-for-profit health fund HCF provides FSU members with a fantastic 5% discount on all current Hospital and Extras products for new and existing customers.*</strong></p> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > When you apply through the Member Advantage you will receive:</p> <ul> <li> Heart cover for top and mid-level hospital products<br /> &nbsp;</li> <li> 2 and 6 month waiting periods waived on extras*<br /> &nbsp;</li> <li> No hospital excess for accident-related surgery or dependent children&nbsp;<br /> &nbsp;</li> <li> No hospital excess for same day treatment on top hospital products*<br /> &nbsp;</li> <li> Your very own health coach through the supported health program My Health Guardian.</li> </ul> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <strong>Want to know more? </strong>For more information visit the <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-g/" style="color:#005037;text-decoration:none;font-weight:normal;" >Member Advantage website</a> or call 1300 853 352.</p> <p style="margin-bottom:15px;margin-top:0px;margin-left:0px;margin-right:0px;" > <em><span style="font-size:10px;" >*The same day excess has a 2 month waiting period and 12 month waiting period for pre-existing conditions. 2 and 6 month waiver offer only available to new members taking out hospital and extras cover. All hospital services, including the same day hospital excess, are excluded from the waiver offer. Existing members must be on current HCF retail products to be eligible for the discount.</span></em></p> <table width="0%" border="0" cellspacing="0" cellpadding="0"> <tr> <td height="10" style="font-size:0px;line-height:0px;" ></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="5"> <tr> <td align="center" valign="middle" bgcolor="#4D8E78" class="white" style="font-family:Arial, Helvetica, sans-serif;color:#FFFFFF;font-size:14px;text-align:center;vertical-align:middle;font-weight:bold;" ><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-w/" style="font-weight:normal;color:#FFFFFF;text-decoration:none;" >Read more</a></td> </tr> </table></td> </tr> </table></td> <td valign="top"><img border="0" src="http://i5.createsend1.com/ti/r/19/53C/4EC/110500/images/spacer.gif" width="25" height="25" class="hide" style="display:block;" /></td> <td width="0" valign="top"><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-yd/" target="_blank"><img label="Thumbnail 160px x 160px" border="0" src="http://i5.createsend1.com/ei/r/39/A53/BF1/csimport/hcf_tile.112313.jpg" width="160" class="hide" height="157" style="display:block;" /></a></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15" style="font-size:0px;line-height:0px;" ></td> </tr> </table></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="15"> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top"><table border="0" cellspacing="0" cellpadding="0"> <tr> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-yh/" target="_blank"><img src="http://i10.createsend1.com/ti/r/19/53C/4EC/110500/images/fb.gif" alt="Facebook" width="37" height="38" border="0" style="display:block;" /></a></td> <td width="12"></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-yk/" target="_blank"><img src="http://i1.createsend1.com/ti/r/19/53C/4EC/110500/images/yt.gif" alt="YouTube" width="38" height="38" border="0" style="display:block;" /></a></td> <td width="12"></td> <td><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-yu/" target="_blank"><img src="http://i2.createsend1.com/ti/r/19/53C/4EC/110500/images/tw.gif" alt="Twitter" width="37" height="38" border="0" style="display:block;" /></a></td> </tr> </table></td> <td align="right" valign="bottom"><table border="0" cellspacing="0" cellpadding="0" class="hide"> <tr> <td style="font-family:Arial, Helvetica, sans-serif;font-size:11px;color:#000001;font-style:italic;text-align:right;vertical-align:bottom;" >Authorised by Fiona Jordan, National Secretary</td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="15"></td> </tr> <tr> <td height="5" bgcolor="#005037" style="font-size:0px;line-height:0px;" ></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="20"> <tr> <td align="center" valign="middle" class="black" style="font-family:Arial, Helvetica, sans-serif;font-size:11px;color:#000001;text-align:center;vertical-align:middle;" ><a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-jr/" target="_blank" style="color:#000001;text-decoration:none;" >Privacy Policy</a> | <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-jy/" target="_blank" style="color:#000001;text-decoration:none;" >Disclaimer</a> | <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-jj/" target="_blank" style="color:#000001;text-decoration:none;" >Contact Us</a> | <a href="http://email.theorchardagency.com.au/t/r-l-clllktl-l-jt/" target="_blank" style="color:#000001;text-decoration:none;" >Home Page</a> | <a href="http://email.theorchardagency.com.au/t/r-u-clllktl-l-y/" style="color:#000001;text-decoration:none;" >Unsubscribe</a></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> </table> </body> </html>