<html> <head> <style><!-- .navlink { color: #FFFFFF } .navlink a:link { color: #FFFFFF } .navlink a:visited { color: #FFFFFF } .bodytext { font-family: Arial; font-size: 10pt } .heading { font-family: Arial; font-size: 14pt; font-weight: bold; color: #FFFFFF } .subheading { font-family: Arial; font-size: 12pt; font-weight: bold; color: #FFFFFF } --></style> <meta name="ROBOTS" content="NOINDEX, NOFOLLOW"></head> <body> <style type="text/css"> <!-- .ClickMore { color: #055B4B; font-family: "Trebuchet MS"; font-weight: bold; font-size: 11px; } .HeaderTitle { font-family: "Trebuchet MS"; font-size: 18px; color: #055B4B; font-weight: bold; } .BodyCopy { font-family: "Trebuchet MS"; font-size: 12px; } .MainMenu {color: #000000; font-family: "Trebuchet MS"; font-weight: bold; font-size: 16px; } .MenuSelection {font-family: "Trebuchet MS"; font-size: 12px; color: #000000;} .BackToTop { font-family: "Trebuchet MS"; font-size: 10px; } .SystemBasedLink { font-family: "Trebuchet MS"; font-size: 10px; color: #000000; } body { background-color: #9F9F9F; } --> </style> <div align="center"> <p class="SystemBasedLink"><a name="top"></a><a name="bankingnews"></a>&nbsp;&nbsp;<span style="color: rgb(0, 0, 0);">If you are having trouble viewing this message, please click </span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=27B4A941FA5F09B3A477EAFAA8CE28964FBA0E5A3940EA44E77E0F3C7FC82A989"><span style="color: rgb(0, 0, 0);">here</span></a></p> <table cellSpacing="0" cellPadding="0" width="650" bgColor="#ffffff"> <tbody> <tr bgColor="#c0c0c0"> <td bgColor="#c0c0c0" width="10"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td width="10"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td width="400"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="400" height="10"></td> <td width="15"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td width="200"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="200" height="10"></td> <td width="10"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td bgColor="#c0c0c0" width="10"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> </tr> <tr> <td bgColor="#c0c0c0" width="10">&nbsp;</td> <td colSpan="5"> <img src="http://info.fsunion.org.au/LiveAssets/images/377/FSUONLINEHEADER.jpg" width="650" height="96"></td> <td bgColor="#c0c0c0" width="10">&nbsp;</td> </tr> <tr bgColor="#ffce4a"> <td bgColor="#c0c0c0" height="34">&nbsp;</td> <td bgColor="#ffffff" height="34" colSpan="5"> <div align="left"><a href="http://www.fsunion.org.au/Join-the-FSU/default.aspx" target="_blank"><img style="border-width: 0px;" src="http://info.fsunion.org.au/LiveAssets/images/377/JoinFSUbutton1.gif" width="155" height="26"></a><a href="http://www.fsunion.org.au/Member-Rights-Centre/default.aspx" target="_blank"><img style="border-width: 0px;" src="http://info.fsunion.org.au/LiveAssets/images/377/MRCNEW3.gif" width="199" height="26"></a><a href="http://www.fsunion.org.au/Member-Services/default.aspx" target="_blank"><img style="border-width: 0px;" src="http://info.fsunion.org.au/LiveAssets/images/377/MemSerNew.gif" width="165" height="26"></a><a href="http://www.fsunion.org.au/Careers-Centre/default.aspx" target="_blank"><img style="border-width: 0px;" src="http://info.fsunion.org.au/LiveAssets/images/377/careerscentre.gif" width="131" height="26"></a></div> </td> <td bgColor="#c0c0c0" height="34">&nbsp;</td> </tr> <tr> <td bgColor="#c0c0c0"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td vAlign="top" align="left">&nbsp;</td> <td><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td vAlign="top" align="left"><span style="font-family: Arial; font-size: 10px; font-weight: bold; background-color: rgb(255, 255, 255);">Issue No.3 of 2013 Friday 8 March</span><a name="one"><span style="font-family: Arial;">&nbsp;</span></a></td> <td><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> <td bgColor="#c0c0c0"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"></td> </tr> <tr> <td bgColor="#c0c0c0" width="10">&nbsp;</td> <td width="10"><span style="color: rgb(51, 102, 204);">&nbsp;</span></td> <td style="text-align: left;" vAlign="top" width="419" align="left"> <p class="HeaderTitle"><span style="color: rgb(124, 106, 85); font-family: Arial; font-size: 10px;"><a name="latestnews"></a></span><span style="color: rgb(0, 79, 57); font-family: Arial;"><span style="font-size: 10px;"></span><span style="color: rgb(124, 106, 85);">HOT OFF THE PRESS:<br> </span><br> Unfairly dismissed ANZ worker wins reinstatement order </span></p> <p class="BodyCopy"><span style="font-family: Arial; font-size: 13px;"><strong>A long-serving ANZ employee and FSU member sacked for breaching a policy ban on serving friends and family by cashing cheques for her elderly mother has won her job back. Fair Work Australia criticised the bank policy's saying it "does not necessarily fit an attractive corporate image for ANZ in a small branch in a regional town". <br> </strong> <br> The part-time employee had worked for ANZ for 32 years and had never previously received a warning or counselling on her performance or conduct. <br> <br> Commissioner Riordan said that ANZ: </span></p> <span style="font-family: Arial;"> <ul> <li><span style="font-size: 13px;">attempted "entrapment" by trying to "trick or 'catch'" the teller with inconsistent answers during the disciplinary meeting; </span></li> <li><span style="font-size: 13px;">sacked the teller based on conduct that "did not involve any aspect of dishonesty"; </span></li> <li><span style="font-size: 13px;">denied the teller procedural fairness by raising five breaches of its policy in its disciplinary meeting, after notifying her that the meeting was to discuss the cashing of "a" cheque; </span></li> <li><span style="font-size: 13px;">breached its disciplinary policy in refusing to put in writing all the allegations against her, and provided an inadequate opportunity for her to respond to the allegations as a whole; and </span></li> <li><span style="font-size: 13px;">failed to adequately investigate the manager's accusation that the teller wrongly accused her of allowing her to serve her mother. </span></li> </ul> <p class="BodyCopy"><span style="font-family: Arial; font-size: 13px;">He also said it was a mitigating factor that the teller "had some concern for ageing customers who stood in line and waited". <br> <br> The Commissioner ordered the member's reinstatement, with continuity of service and payment of all lost salary. <br> <br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14">&nbsp;<a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=284AC01642DF01020883B283937A3B5239B4684DBB465E89977EFB97C4F9684C8">Click here to read more</a></span></p> </span> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial;"><br> QBE Offshoring<a name="QBE" offshoring=""></a>&nbsp;&nbsp; </span></p> <p class="BodyCopy"><span style="font-family: Arial;"><span style="font-family: Arial;"><img style="margin-bottom: 8px;" src="http://info.fsunion.org.au/LiveAssets/images/377/INSURANCE/QBE_pics_for_web.jpg" width="420" height="286"><br> Australian insurer QBE plans to offshore hundreds of jobs to the company&rsquo;s new shared services centre in Manila.<br> <br> <a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=200F2EA1A3E36C8FF9E6FD806B03FCBB4CE953403E0236F3F39D2A20F81A9FD44"><img style="border: 0px currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/INSURANCE/QBE_rally_video_pic.jpg" width="175" height="109"></a><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"><span style="font-family: Arial;"><span style="color: rgb(0, 79, 57);"> </span><span style="font-size: 13px;"><strong>Video:</strong></span></span><span style="font-family: Arial; font-size: 13px;"> </span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=25A092B84942CF839DA039CCC282869DEA71EEC04A079A8871C0B3CB4B1D1E260"><span style="font-family: Arial; font-size: 13px;">FSU Rally at QBE Bourke Street, Melbourne</span><br> </a><br> </span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2EFD7E62D0F475EF02BC24AFF86957A55203989E9EAF17B74F783F01BB78C7C7B"><span style="font-family: Arial;"><img style="border: 0px solid currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/images/geoff_video_pic_mar2013.jpg" width="175" height="101"></span></a><br> <span style="font-family: Arial;"> <br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"><span style="font-family: Arial;"><span style="color: rgb(0, 79, 57);"> </span><span style="font-size: 13px;"><strong>Video:</strong></span></span> </span><a style="color: rgb(0, 79, 57);" href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2EFD7E62D0F475EF02BC24AFF86957A55203989E9EAF17B74F783F01BB78C7C7B"><span style="font-family: Arial; font-size: 13px;">FSU Secure Jobs Update - QBE Offshoring</span></a><br> <span style="font-size: 13px;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14">&nbsp;</span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2C12D2361E66E382D07F2238237DAD5248F033E92E30977DA11F7876905B42C24"><span style="font-size: 13px;">How You Can Get Involved<br> </span></a><br> <span style="font-size: 13px;"> <strong><br> Related media coverage: <br> </strong> <br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14">&nbsp;<a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=21FB53DBB87E967C668BA3FE66692D0DC3AC172C3C24B469F71D02BC7C6AB6E9C">Leon Carter on PM re: QBE</a><br> <strong><em>ABC, 25th February</em></strong></span> <span style="font-size: 13px;"><br> </span><span style="font-size: 13px;"><strong><em><br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></em></strong> <a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2BA15ED95C2426B30E5E410AE007957C21A1AECAE2967FB75C6616200A2729813">QBE could send 3000 global jobs to Manila: report</a><br> <strong><em>Business Spectator, 25th February</em></strong><br> </span><span style="font-size: 13px;"><strong><em><br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></em></strong> <a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=27451305B3512412E25B487E691FAD4B38ABAA5E685F37F690393F872F75D8283">Union urges QBE to talk on jobs<br> </a><strong><em>ninemsn.com.au </em></strong></span><span style="font-size: 13px;"><strong><em><br> </em></strong></span><span style="font-size: 13px;"><strong><em><br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></em></strong> <a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=23585C500E917BEBE2AC04F96C63F54EE2999EFAB5ACCA677472C90C447746EFA">The axe falls at QBE, the global insurer off-shoring hundreds of workers to slash costs<br> </a><strong><em>The Business ABCTV, 26th February<br> </em></strong> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-size: 13px;"><strong><em><br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></em></strong> <a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2809C6D11BD7489A488BECB88AEC69C30E55F83DE36B859DA947CADE42879143A">QBE confirms 'ballpark' figure of 700 job cuts<br> </a><strong><em>ABC &ndash; 26th February</em></strong> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> </span></span></p> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial;"><br> Westpac rules out more offshoring this year<a name="WBC" out="" rules=""></a>&nbsp;&nbsp; </span></p> <p class="BodyCopy"><span style="font-family: Arial;"><span style="font-size: 13px;"><strong>A second bank has responded to worker and community pressure over the offshoring of Australian finance jobs. Fairfax media reports today that Westpac CEO Gail Kelly said &ldquo;Westpac would not replace any more local staff with foreign workers this year&rdquo;. <br> </strong><br> FSU National Secretary Leon Carter said today&rsquo;s news from Westpac is a step in the right direction. <br> <br> <em>&ldquo;With 1200 Australian finance jobs heading offshore already this year, and workers feeling intensely insecure about their employment, announcements such as today&rsquo;s from Westpac are certainly welcome,&rdquo;</em> said Leon Carter. <br> <br> <em>&ldquo;I encourage Westpac to rule out offshoring altogether, beyond 31 December. It&rsquo;s bad for customers and it&rsquo;s bad for workers.&rdquo; <br> </em> <br> <span style="color: rgb(0, 79, 57);"><img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></span><span style="color: rgb(0, 79, 57); font-family: Arial;"> </span></span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=25EB49C09F0B22B64F78D9F9E94ED4970BB7269028070AB767B850418A1C2B6F1"><a style="color: rgb(0, 79, 57);" href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=25EB49C09F0B22B64F78D9F9E94ED4970BB7269028070AB767B850418A1C2B6F1"><span style="font-family: Arial; font-size: 13px;">Click here to read more</span></a> </span></p> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial;"><br> International Women&rsquo;s Day<a name="IWD"></a>&nbsp;&nbsp; </span></p> <p class="BodyCopy"><span style="font-family: Arial;"> <span style="font-size: 13px;"><strong>Happy International Women&rsquo;s Day to all FSU members. There&rsquo;s lots happening to celebrate this annual event. <br> </strong><br> In Melbourne today the ACTU launched the Time to Care campaign.<br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14">&nbsp;</span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2673C9134D6A5DE601508A39EF5DABE3927A39D7A9BB3E4228B612822E087ECD2"><span style="font-size: 13px;">Follow the link to find out more and get involved</span></a><br> <span style="font-size: 13px;"> &nbsp;<br> </span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2EB3158457A6015E51FB9BD1435F8B9CB043FB08326C203A71BA9920A324C6421"><span style="font-size: 13px;">A great video honouring women unionists and their achievements</span></a><span style="font-size: 13px;"> was released today. <br> <br> <strong>FSU members are invited to rally in Sydney on Saturday 9th March</strong> to celebrate International Women&rsquo;s Day. Meet outside the FSU office, 321 Pitt Street at 11:45 am, move to Sydney Town Hall at 12 noon, before marching to Hyde Park. All welcome! <br> <br> <img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14">&nbsp;</span><a href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2495A5344F549177E0D441DCFEA716800C91B78C9C227ABB0D7E73F4D75BD172E"><span style="font-size: 13px;">Find International Women&rsquo;s Day events in your area here,</span></a><span style="font-size: 13px;"> <br> <br> <br> <strong><span style="color: rgb(0, 79, 57); font-size: 18px;">Speaker Anna Burke meets finance workers in Melbourne<a name="Anna" Bourke=""></a>&nbsp;&nbsp;<br> </span> </strong><br> <img src="http://info.fsunion.org.au/LiveAssets/images/377/images/NEX_Anna_Bourke_for_web.jpg" width="419" height="272"><br> <br> <span style="font-size: 10px;"><strong>Anna Burke attended the union's National Executive meeting in Melbourne recently. <br> </strong></span><br> Speaker of the House of Representatives, Member for Chisholm and former FSU Industrial Officer Anna Burke attended the union's National Executive meeting in Melbourne recently. <br> <br> The FSU presented a Certificate of Appreciation to Anna in recognition of her support of finance workers. <br> <br> While working at the FSU in the past, Anna Burke represented finance workers at NAB and ANZ, negotiating the ANZ Collective Employment Agreement 1998 that was in place at the bank for almost a decade, and leading negotiations and campaigns on behalf of tens of thousands of finance workers. <br> <br> <em>&ldquo;We are incredibly proud of Anna, not only for the work she did on behalf of finance workers while working at the FSU, but for her ongoing commitment to Australian workers and her fantastic management of proceedings in the Australian House of Representatives,&rdquo;</em> said FSU National Secretary Leon Carter. </span><br> <span style="font-size: 13px;"> <br> <span style="color: rgb(0, 79, 57);"><img border="0" align="absMiddle" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/ReadMoreArrow.gif" width="14" height="14"></span><span style="color: rgb(0, 79, 57); font-family: Arial;"> </span></span><a style="color: rgb(0, 79, 57);" href="http://info.fsunion.org.au/rp//377/testclick.clsp?t=2065B2330CF5487151C8417F7CA059AE249E0B20DDD3BA0E7D6FBC785738BF554"><span style="font-family: Arial; font-size: 13px;">Click here to read more</span></a></span></p> <p style="text-align: right;" class="BackToTop"><span style="color: rgb(0, 79, 57);"><a name="two"></a><a href="#top">back to top</a></span></p> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial; font-size: 18px;">Release of McNair Survey of CBA members imminent &ndash; All will be revealed soon!<a name="McNair"></a>&nbsp;&nbsp;</span></p> <span style="font-family: Arial; font-size: 10px;"> <p class="BodyCopy"><span style="font-family: Arial; font-size: 13px;"> What percentage of CBA staff feel stressed about performance objectives? Do CBA employees feel more secure, or less secure, in their jobs than they did a year ago? Would CBA employees recommend the bank as a place to work? <br> <br> 2,500 CBA employees have spoken, and the results of one of the largest independent surveys of CBA employees are about to be released. The union is organising briefings for FSU Reps during March, and then the FSU Rep in your workplace will give you a report on the results of the survey. <br> <br> And the results may surprise you! &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> <br> Get yourself along to a briefing in your workplace or your local area - keep an eye on your inbox as we will be emailing invitations soon.<br> </span></p> <span xmlns="http://www.w3.org/1999/xhtml"> </span> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial;"><br> ANZ: Urgent Action Recommended to Protect Your Personal Information<a name="ANZ" Action="" Urgent=""></a>&nbsp;&nbsp;</span><span xmlns="http://www.w3.org/1999/xhtml">&nbsp;&nbsp; <img style="margin-top: 12px; margin-bottom: 5px; margin-left: 5px; float: right;" align="right" src="http://info.fsunion.org.au/LiveAssets/images/377/images/privacy_alert.jpg" width="100" height="88"></span></p> <p class="BodyCopy"><span style="font-family: Arial; font-size: 13px;"><strong>After urgent talks between ANZ and FSU this week, it is now possible for all ANZ staff to secure stronger legal protection for your personal information.&nbsp;<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </strong><br> It was brought to the Union&rsquo;s attention that ANZ is asking staff to complete an e-training course called &ldquo;Living the Code&rdquo;. This course includes a requirement for staff to acknowledge that the bank sends personal information offshore, and that the privacy laws in other countries may not be as stringent as Australia&rsquo;s. <br> <br> After FSU raised the matter ANZ has conceded that staff are not required to agree to the disclaimer. <br> <br> ANZ People Assist has instructions on how to guide the employee and line manager through the process of recording a manual completion of the course (without completing the declaration). ANZ have confirmed that staff will still be compliant even if they do not complete the declaration and it will have no impact on performance reviews career progression. <br> <br> The FSU advises members not to agree to this statement when completing this course as we believe the bank is required to protect your personal details. If you have already completed the course and agreed to the statement already then you should advise your manager that you would like to retract that agreement.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span xmlns="http://www.w3.org/1999/xhtml">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span> <span xmlns="http://www.w3.org/1999/xhtml"> </span></p> <p style="text-align: right;" class="BackToTop"><span style="color: rgb(0, 79, 57);"><a name="three"><span style="font-family: Arial;">&nbsp;</span></a><a href="#top">back to top</a></span></p> <span xmlns="http://www.w3.org/1999/xhtml"> </span> <p class="HeaderTitle"><span style="color: rgb(0, 79, 57); font-family: Arial; font-size: 18px;"> <span style="font-size: 10px;">Authorised by FSU National Secretary Leon Carter</span><span xmlns="http://www.w3.org/1999/xhtml"> </span></span></p> <span xmlns="http://www.w3.org/1999/xhtml"> <span xmlns="http://www.w3.org/1999/xhtml"> </span> <span style="font-family: Arial; font-size: 10px;" xmlns="http://www.w3.org/1999/xhtml"> </span> <span style="font-family: Arial; font-size: 10px;" xmlns="http://www.w3.org/1999/xhtml"> </span></span></span></td> <td width="15">&nbsp;</td> <td bgColor="#e9e9e9" vAlign="top" width="181" align="middle"> <div align="center"> <table cellSpacing="0" cellPadding="0" width="200" align="center"> <tbody> <tr> <td width="10">&nbsp;</td> <td><a href="mailto:fsuinfo@fsunion.org.au"><img border="0" src="http://info.fsunion.org.au/LiveAssets/images/377/FSUOnlineTemplateImages/TransparentSpacer.gif" width="10" height="10"><br> <img style="border-width: 0px;" src="http://info.fsunion.org.au/LiveAssets/images/377/CONTACTFSU.gif" width="73" height="22"></a><br> <a href="http://www.facebook.com/pages/Finance-Sector-Union-of-Australia/38283131468?ref=mf"><img style="border: 0px currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/facebkgrey.gif" width="30" height="30"></a>&nbsp;<a href="https://twitter.com/FSU_Australia"><img style="border: 0px currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/twittergrey.gif" width="30" height="30"></a><a href="https://www.youtube.com/FSUnion"><img style="border: 0px currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/youtubegrey.gif" width="30" height="30"></a><a href="http://www.linkedin.com/company/finance-sector-union-of-australia"><img style="border: 0px currentColor;" src="http://info.fsunion.org.au/LiveAssets/images/377/Linkedingrey.gif" width="30" height="30"></a><br> <img style="border-width: 0px; 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